First-Time Auto Buyer

This loan type is designed for those who have little to no credit and are ready to embark on the purchase of their first automobile. This loan comes with a low rate, manageable terms and is an excellent way to establish a credit history.*

• Down Payment only 5%^**
• Maximum 60 month term^***
• Maximum $25,000 loan amount
• No Cosigner Required
• No Credit History Necessary

First time buying a car? Check out the free BalanceTrack Financial Toolkit to help determine what you can afford for a down payment and total monthly expense. Contact our loan department for rate information at 843.448.2133, ext. 2 or click below to apply online.

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*Loan approval and approved Annual Percentage Rate subject to credit worthiness within loan program parameters.
**Cash down payment of 5% of the purchase price excluding any rebates or trade in allowance.
***If payment protection products are added, maximum loan payment is 66 months.