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Simplify Your Finances with Our Debt Consolidation Personal Loan 

Are you feeling overwhelmed by multiple debts? At Carolina Trust Federal Credit Union, we understand that managing various debts can be stressful. That’s why we offer a straightforward solution with our Debt Consolidation Personal Loans. Consolidate your debts into one manageable monthly payment and get back to what matters most.

Why Choose Carolina Trust for Your Debt Consolidation?

At Carolina Trust Federal Credit Union, we prioritize your financial well-being. By consolidating your debts with us, you benefit from:

  • Competitive APRs*: Enjoy reduced interest rates with automatic draft payments.

TypeFeatures and/or Approximate Term*Annual Percentage Rate (APR)*
Debt Consolidationup to 24 months for $500-$2,499as low as 8.75% APR**
36 months for $2,500-$4,999as low as 8.75% APR**
36 months for $2,500-$4,999as low as 8.75% APR**
60 months for $10,000 or moreas low as 8.75% APR**

These rates were last reviewed and/or updated on 1/29/2025.
*The approximate term used to calculate payments for the Credit Union’s loan products. Loan approval and approved Annual Percentage Rate (APR) are subject to credit worthiness. **Advertised APR includes a 0.25% rate reduction for automatic draft. Advertised rates are subject to change without notice. Contact a Carolina Trust loan specialist for more details. Financing Example: A personal loan of $10,000 at 8.75% APR for a term of 60 months would result in a monthly payment of approximately $206.37. 

  • Credit Flexibility: Our loan approval and APR are tailored to your creditworthiness, ensuring you receive the best terms possible.
  • Financial Freedom: Consolidating your debt can help reduce monthly stress, lower your payments, and free up income for other life goals.

Ready to take control of your debt?

Apply for a Debt Consolidation Personal Loan today and start your journey towards financial clarity. At Carolina Trust, we’re not just offering a loan; we’re providing a pathway to peace of mind.

Apply Now View Rates

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