We love to see our local businesses thrive. With our Business Loan options, we make it easy to pay for what your business needs — whether that’s purchasing property, more equipment, or more working capital. We’ve got your business covered, so you can concentrate on growth.
Commercial Real Estate Loans
Need to expand your square footage? No problem. Our Commercial Real Estate Loans help you purchase new properties or refinance existing ones. We have a flexible, innovative approach to ensure your unique business needs are met.
- Low loan rates*
- Fixed or variable rate options
- Flexible terms
- Ideal for commercial properties, rental homes, apartment complexes and other properties
Business Line of Credit
In business, peace of mind goes a long way. With a Business Line of Credit, you can borrow the money you need, when you need it. It’s also an efficient way to balance and manage cash flow needs and is simple to access.
- Secured by accounts receivable, inventory and other business assets
- Access it through debit, Digital Banking, and in a branch
- Pay back only what you borrow
- Flexible terms
- Low rates*
- Renews annually
Term Loans
Get growing and finance what your business needs. Term Loans from Carolina Trust help you buy what you need like machinery or equipment, consolidate debts, set up working capital, expand or modernize facilities, purchase vehicles — and more.
- Low loan rates*
- Flexible terms up to 60 months
Trade Finance
Carolina Trust Federal Credit Union may also help your business facilitate business transactions through the use of Letters of Credit. These instruments can guarantee international shipments or be used for cash deposits or performance bonds.
*Loan approval and approved Annual Percentage Rate subject to credit worthiness.
