Online Banking Access


Carolina Trust Insurance Products

Carolina Trust Federal Credit Union provides cost effective insurance options through trusted brokers. Whether you're interested in long-term care insurance or competitively priced auto insurance, we've got you covered! 

  • Auto & Homeowners Insurance
    Credit Union members could receive special discounts on auto insurance.  Mechanical Repair and GAP (Guaranteed Auto Protection) Insurance are also available for used vehicles.  Homeowners Insurance is available for single-family homes, condominiums, rental units, mobile homes and seasonal vacation homes.

    Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection.  You can enjoy discounted rates combined with online convenience and 24/7 claims service. Get your free quote today or call 1-855-483-2149.

click for auto insurance quote

click for homeowners insurance quote
  • Health Insurance
    The Affordable Care Act means nearly every American must have health insurance.  If your employer doesn’t offer a plan, if you don’t qualify for Medicaid and you’re not yet eligible for Medicare, you’ll likely need to purchase a health insurance plan on your own.  The TruStage Health Insurance Program can help. You can easily compare health insurance plans from multiple carriers, get quotes, receive expert advice and purchase coverage that makes sense. You can also determine whether you qualify for financial assistance.

click for health insurance quote
  • Credit Life Insurance
    Designed to help reduce or pay off your eligible loan balance, up to the coverage maximum in the event of a covered borrower's death.   An unexpected death can affect a member's household income level, making financial commitments difficult to meet.   Protecting your loan payments against an unexpected life event could help protect more than your finances. It could help lighten the burden for the people you care about. MEMBER'S CHOICE Credit Life Insurance is available on Carolina Trust vehicle loans, home loans, home equity loans, personal loans and credit card balances*.  
    *Maximum coverage limit for Credit Life is $50,000 per loan.
  • Credit Disability Insurance
    Credit Disability insurance may help make the loan payment, up to the coverage maximum, if a covered borrower becomes totally disabled due to a covered injury or illness.  MEMBER'S CHOICE Credit Disability Insurance is available on Carolina Trust vehicle loans, home loans, home equity loans, personal loans and credit card balances*.  
    *Maximum Monthly Benefit for Credit Disability is $650 per loan.
  • Accidental Death & Dismemberment (AD&D) Coverage
    Carolina Trust offers members $1,000 in free Accidental Death and Dismemberment (AD&D) coverage! We pay the premiums.  This complimentary insurance is available to all members age 18 and older.  In addition to the $1,000 no-cost offer, members are eligible to purchase up to $300,000 in additional AD&D coverage at low group rates.  There are no medical exams or lengthy health questionnaires to qualify for this insurance.  This important Credit Union provided coverage is a wonderful way to help add more security for your family when they need it most.

click for accidental death insurance quote
  • Whole Life Insurance
    Offered to members ages 50-75.

click for whole life insurance quote

Plus, you can earn additional Member Reward points by adding Credit Life, Credit Disability, Mechanical Repair Coverage or GAP insurance to your loan account!


click to verify insurance


TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.  The TruStage™ Health Insurance Program is made available through TruStage Insurance Agency, LLC and GoHealth LLC. GoHealth LLC is licensed to sell nationwide and operates in all states with the exception of Massachusetts, Hawaii, Vermont and Rhode Island. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

Please Note: Securities, non-deposit investments and insurance products sold through licensed third-party providers advertised on this site are not federally insured by the National Credit Union Administration (NCUA).  They may involve investment risk, may lose value, and they are not underwritten or guaranteed by the Credit Union.  Similar products may be purchased from an agent or company of your choice.  CUNA Brokerage Services, Inc. and MEMBERS CHOICE are registered broker/dealers in all fifty states of the United States of America.  The information described above is not a policy or contract of insurance.  Contact the third-party provider or refer to policy for full details, limits and restrictions.

Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. CDCL-1925773.1-1017-1119.

Home | Contact Us | Locations | Careers | Rates | Important Disclosures & Forms |HMDA |Accessibility Statement | Site Map | Assistance
© 2018 Carolina Trust Federal Credit Union | PO Box 780004 | Myrtle Beach, SC 29578-7804 | 843.448.2133

national credit union administrationshared branches

Equal Housing Lender