A lower cost way to manage your day-to-day banking needs.
Local business is the backbone of strong communities. As your business grows, so do your needs. Carolina Trust has checking solutions to fit your business needs, with convenient services, low fees, and even a dividend earning option.
Basic Business Checking
This account is specifically designed for smaller sole proprietors. If your business doesn’t have a lot of transactional volume and maintains lower daily balances, this checking account is for you.
- $100 minimum balance requirement
- No monthly maintenance fee when you maintain a balance of $100*
- First 300 items deposited are free each month
- $0.25 for each deposit exceeding the monthly 300 maximum
- Automated Fraud Alerts
Business Plus Checking
Our Business Plus Checking account is perfect for businesses that have more transactions and higher daily balances. This account may also earn dividends monthly when certain account criteria are met.
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- $250 minimum opening balance
- $500 minimum balance requirement
- No monthly maintenance fee when you maintain a balance of $500*
- Account balances greater than $500 earn 5 basis points more than the rate earned on consumer Direct Checking*
- Automated Fraud Alerts
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*$8 monthly fee if balance falls below the $100 minimum requirement during a month for Basic Business Checking. $10 monthly fee if balance falls below the $500 minimum requirement during a month for Business Plus Checking. Annual Percentage Yield (APY) subject to monthly adjustments.
