| Savings |
Features |
Annual Percentage Yield* |
| Primary Share Savings/Basic Savings Account |
|
0.20%
|
| Christmas Club Account |
Funds transfer to Savings November 1
|
0.40% |
| Goal Club Youth Account |
For youth age 17 and younger |
0.30% |
| IRA Savings Account** |
Retirement savings |
1.00% |
| Health Savings Account (HSA)** |
For high deductible health plans |
1.00% |
| Coverdell Education Savings Account (ESA)** |
Save for educational expenses |
1.25% |
These rates were last updated on 07/22/10.
*Rates are subject to change monthly without prior notice. There is a $10 fee for making a Christmas Club withdrawal after the seventh day from account opening. Primary Share accounts and Goal Club youth savings accounts are subject to an excessive withdrawal fee of $2 if more than four withdrawals are made during a calendar month. **Consult your tax advisor regarding IRA, HSA, and ESA contributions.
| Checking |
Features |
Annual Percentage Yield* |
| Direct Checking** |
Direct deposit required
|
0.05%
|
| 50 Plus Checking** |
For members age 50 and older |
0.10% |
| Business Plus Checking |
|
0.10% |
| HSA Checking*** |
Offers convenient VISA® debit card access |
0.50% |
These rates were last updated on 07/22/10.
*Rates are subject to change monthly without prior notice. **For Direct Checking, dividends are paid on minimum monthly balance of $250. For 50 Plus Checking, increased dividend rate is earned if combined savings and checking balance does not fall below $2,500. If combined balance falls below $2,500, then the Direct Checking rate is earned on a monthly checking balance of $250 or greater. ***Consult your tax advisor regarding HSA accounts.
