With a Carolina Trust Green Auto Loan Discount
The U.S. Environmental Protection Agency (EPA) rates vehicles based on calculated greenhouse gas emissions and fuel economy. The most environmentally friendly vehicles receive a SwartWay® or SmartWay® Elite designation. Visit the EPA's Green Vehicle Guide and look for the SmartWay® logo. You'll be surprised at how many cars and trucks qualify for the EPA's rating, not just hybrids and small cars.
To reward your eco-friendly efforts, Carolina Trust offers an additional rate discount of 0.50% APR on qualifying Green Auto Loans. Qualifying vehicles will have the EPA's SmartWay® designation at the time of loan approval. The rate discount will be applied to the approved loan rate financed at the Credit Union.
According to the EPA, nearly one third of the pollution in the U.S. is caused by tailpipe emissions from cars and trucks. A vehicle's impact on the environment can be reduced by choosing an EPA SmartWay® designated vehicle. And remember, every eco-friendly effort helps protect the environment.
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Loan Type
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APR
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Term / Features
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EPA designated Green Autos
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as low as 4.75% APR*
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up to 60 months; approved loan rate subject to credit worthiness
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New & Used Autos
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as low as 5.25% APR**
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up to 60 months; approved loan rate subject to credit worthiness
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*Annual Percentage Rate includes 0.25% APR discount for Automatic Draft and a 0.50% APR discount for qualifying Green Auto Loan. **Annual Percentage Rate includes 0.25% APR discount for Automatic Draft. Advertised rates subject to change without notice. Financing Example: An auto loan of $20,000 at 4.75% Annual Percentage Rate (APR) for a term of 60 months would result in a monthly payment of approximately $376.00. Other Rate and Term Details
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