Carolina Trust Federal Credit Union

Mailing Address: PO Box 780004, Myrtle Beach, SC 29578-7804
Phone: (843) 448-2133 / Hours & Locations / Contact Us
Lost or Stolen Cards: Debit: 1-888-918-7810 and Credit: 1-800-654-7728

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Carolina Trust understands sometimes you need money for unexpected expenses, medical bills, or a family vacation.

Fixed Rate Personal Loan
A Personal Loan is just that - personal. You may use the money for anything you wish, such as car repairs, tuition expenses, medical costs not covered by your health insurance, or other "life" occurrences. No collateral is required to apply for this loan, and flexible repayment terms are available with no penalty for early pay-off.

Fixed Rate Personal Line of Credit
A Personal Line of Credit is the ideal way to have funds available when unexpected needs arise. A Personal Line of Credit is often used as an overdraft protection resource to cover accidental checking overdrafts. You can use all or some of your approved line of credit when you need cash right away for repairs, travel, or other special purchases. Loan approval is not required each time you withdraw from your available line of credit.

Authorize Automatic Payment Transfer to receive a 0.25% APR (Annual Percentage Rate) reduction on your approved personal loan rate! Your payment will be paid automatically from the account you designate at the same time each month, and you can clear your schedule for more important reminders.

Check your Member Reward points to see if you have enough points to request an additional 0.25% APR reduction on an approved personal loan rate and find out how you can earn additional Member Reward Points by adding Credit Disability and Credit Life coverage to your loan account.

Credit Disability and Life Insurance available on these loans.

A Carolina Trust loan officer will review your credit history and current financial status before explaining your loan options and recommending which loan may work best for your financial needs.

For more information, please contact the Carolina Trust lending department at (843) 448-2133 or apply online.

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