Carolina Trust Federal Credit Union

Mailing Address: PO Box 780004, Myrtle Beach, SC 29578-7804
Phone: (843) 448-2133 / Hours & Locations / Contact Us
Lost or Stolen Cards: Debit: 1-888-918-7810 and Credit: 1-800-654-7728

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Whether you are house hunting or thinking about increasing your home's value, your Credit Union has mortgage and home equity loan options to meet your specific needs. We offer conventional fixed rates, adjustable rates, reverse mortgages and VA and FHA financing as well as other unique loan products.

Of course, with so many options, you're likely to have questions. Please call our mortgage department at (843) 448-2133 to find out more about our easy and convenient application process, conventional and unique loan terms, and competitive loan rates.

Real Estate for Members specifically works with Credit Union members to provide a professional, local real estate agent and a Member Advocate to oversee the entire real estate transaction. If you buy or sell your home through Real Estate Rewards, you could receive a cash reward after closing of up to $4,800, depending upon the price of the home. For more information, call 1-866-239-7759 or visit Real Estate for Members.

Buying a home is an exciting and challenging venture. Check out BalanceTrack's free program, "The Road to Home Ownership" and start the home-buying process off right!

Annual Percentage Rate (APR) and loan approval are subject to credit worthiness, which includes but is not limited to: no unpaid collections or judgments, no accounts 60 days or more past due, and no charge-off reports ormortgage delinquencies within the past 24 months. Income verification is required. Borrower is responsible for cost of appraisal and/or title insurance if required. Home must be one-to-four family residential real estate and this may include mobile homes. Member must have proof of required insurance. Certain restrictions apply. Contact Carolina Trust for full details.

Home Mortgage Disclosure Act Notice

Equal Housing Lender Notice of Nondiscrimination Compliance

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Please Note: When you access an external third-party site via a "live link" on the Carolina Trust website, the Credit Union in no way assumes any responsibility or liability for the information contained therein nor does the Credit Union warrant the products and services offered to the viewer. Additionally, privacy and security policies of alternate sites may differ from those practiced by Carolina Trust.

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