Mailing Address: PO Box 780004, Myrtle Beach, SC 29578-7804
Phone: (843) 448-2133 / Hours & Locations / Contact Us
Lost or Stolen Cards: Debit: 1-888-918-7810 and Credit: 1-800-654-7728

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If not applying online, please return your completed loan application to a Carolina Trust branch location
. Or, you may mail your application to PO Box 780004, Myrtle Beach, SC 29578-7804. Sorry, we cannot accept faxes or emailed attachments. However, you may apply for a vehicle loan, personal loan or credit card by phone at (843) 448-2133 or toll free at 888-448-2133.

Mortgage Loans

If you wish to apply for a mortgage loan online, please apply at Homeowner's Mortgage. Otherwise, please visit a Carolina Trust branch location for a Mortgage Loan Application.

Home Equity Loans and Lines of Credit

Home Equity loans must be applied for over the phone or at a branch location. If you wish to apply for a home equity loan or line of credit by phone, please contact lending services at (843) 448-2133 or toll free at 888-448-2133. You may also visit any branch location to personally meet with a loan officer to discuss your specific borrowing needs.

Please note: Non-members may apply for a Carolina Trust loan. However, before the loan can be funded, borrower(s) must join the Credit Union.


Myrtle Beach Main Branch
1010 21st Avenue North
(next to SC DMV)
PO Box 780004
Myrtle Beach, SC 29578-7804
FAX: 843-626-3470
Conway Branch
2518 Main Street
(beside Horry County Police Department)
PO Box 947
Conway, SC 29528
FAX: 843-248-3013
4254 Holmestown Road
(across from The Gates)
PO Box 31588
Myrtle Beach, SC 29588
FAX: 843-650-2123
Johnsonville Branch
422 North Georgetown Hwy. (across from Post Office)
PO Box 808
Johnsonville, SC 29555
FAX: 843-386-3012
Surfside Beach Branch
1610-C Hwy. 17 Business South (at Bi-Lo shopping center)
Surfside Beach, SC 29575
FAX: 843-650-5095
Lake City Branch
219 West Main Street (across from Post Office)
Lake City, SC 29560
FAX: 843-394-7873




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Please Note: When you access an external third-party site via a "live link" on the Carolina Trust website, the Credit Union in no way assumes any responsibility or liability for the information contained therein nor does the Credit Union warrant the products and services offered to the viewer. Additionally, privacy and security policies of alternate sites may differ from those practiced by Carolina Trust.

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