So what is Goal Club anyway? It’s a fun way for kids and teens age 17 and younger to learn financial responsibility, practice good savings habits, and save for your future.

We want your money to make money! How cool is that! It’s called dividends, and it’s like interest earned on savings. You save your money at Carolina Trust in your Goal Club account, and we’ll pay you to keep your money safe and secure*. Click here for the current Goal Club savings rate.

What else should I know? You should know that when you open your Goal Club account, you’ll receive a free gift. And no, it’s not a toaster – it’s something cool you’ll actually want!

Plus, every three months or so, you’ll receive a Goal Club newsletter with articles about saving, money management, trivia, fun facts, and more. You’ll want to brush up on your financial education because one day, you’ll need to be ready for financial independence. Trust us, you’ll be paying bills before you know it – just ask your parents.

Goal Club members may sign up for free online banking and free E-Statements so you can check your account balance and receive your account statement online. Hey, we’re all up for using less paper and saving more trees.

When you open a Goal Club account or sign up for certain online services, you’ll earn Member Reward points!  When you turn age 14, with your parent’s permission, you may open a Goal Club Checking account with a debit or ATM card. And, at age 16 with your parent’s permission, you may apply for a VISA® credit card with a $300 credit limit.
Parent/guardian must co-sign on any minor account.

Plus, we have stuff just for YOUth! No cheating – you can’t turn back time and you sure don’t want to rush old age, so click on the category that describes YOU.

So how do I join Goal Club? You can get started in 3 simple steps:
1) You and your parent will need to complete a membership application. A parent or guardian must co-sign on any minor account (younger than 18). Please bring the completed form to a Carolina Trust branch so we can open your account and give you your free gift. Click on Joining for more details.
2) There is a membership fee of $5. It’s only a one-time fee, and it’s good for the life of your account.
3) *The minimum balance required to open a Goal Club savings account and earn dividends is $25. It remains untouched while your account remains open, but we know you’ll be saving much more than $25!

What happens when I turn 18? After your 18th birthday, your Goal Club savings account will be upgraded to an adult savings account and if you have a Goal Club checking account, it will also be upgraded to a Free Checking account.

Parents, if you’re reading this, we hope you’ll encourage your child in his/her effort to save and learn about managing personal finances. You may make routine deposits to your child's Goal Club account through an online banking transfer, phone banking transfer, payroll deposit, or at a branch.

Youth Announcements

• Five youth won a "Millionaire's Dividends for a Day" in April.  Click Here to read more about it.
• KEY Scholarship receipients announced on May 29.
• Four area Goal Club members won big prizes in the Goal Club Annual Drawing.  Click Here to see what they won.

Contact Carolina Trust Member Services at (843) 448-2133 for more information about Goal Club.