Direct Deposit
Get out of line and enjoy your lunch hour!  While you’re running errands or chatting with lunch buddies, your paycheck will be deposited automatically to the Carolina Trust account(s) you specify.  Plus, having a direct deposit at the Credit Union qualifies you for Direct Checking.

Auto Payment Transfer
Reserve your calendar space for special occasions and appointments, not payment due dates.  Ask the Credit Union to put your loan payment on automatic payment transfer. Your payment will be paid automatically from the account you designate at the same time each month, and you can clear your schedule for more important reminders.  Plus, by authorizing Automatic Payment Transfer, you can receive a 0.25% APR (Annual Percentage Rate) reduction on your approved vehicle or personal loan rate!  And don’t forget to check your Member Reward points since you only need 2,500 points to request an additional 0.25% APR reduction on a vehicle or personal loan rate! 

To have your payroll check or Social Security check directly deposited to your Carolina Trust Checking account, you’ll need to contact your employer or local Social Security office with the Carolina Trust routing number: 253279510.  A Direct Deposit Authorization form has been provided for you.  To contact Social Security directly visit Go Direct.