Mailing Address: PO Box 780004, Myrtle Beach, SC 29578-7804
Phone: (843) 448-2133 / Hours & Locations / Contact Us
Lost or Stolen Cards: Debit: 1-888-918-7810 and Credit: 1-800-654-7728

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Free Checking
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Carolina Trust Checking accounts include
• Automatic overdraft protection, meaning if your checking account becomes overdrawn, the system will draft your savings account or any account on which you serve as joint member first before issuing a Non Sufficient Funds (NSF) fee.
Automatic overdraft protection must comply with Federal Regulation D guidelines. You may also apply for an overdraft line of credit.

Free Online Banking
Free Online Bill Pay
• Free VISA® Debit Card
• Same day deposits through 5 pm
(no 2 pm cut-off)
No monthly usage fee
for check and debit card transactions.

Free Checking is absolutely free – no strings, no minimum monthly balance required, and no monthly service fee!  This is a non-dividend bearing checking account.  

Other available Checking products
 



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